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현가계산표 본문

회계

현가계산표

푸른 하늘에 아래에 있는 낡은 지식 창고 2008. 1. 26. 09:49
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  <표A-1> 단일금액 1원의 미래가치

등식 : Fn=(1+r)n                        기간이자율(r)

          

기간수

1%

2%

3%

4%

5%

6%

7%

8%

9%

10%

11%

12%

13%

14%

15%

16%

17%

 

18%

19%

20%

(n)

　

　

　

1

1.01

1.02

1.03

1.04

1.05

1.06

1.07

1.08

1.09

1.1

1.11

1.12

1.13

1.14

1.15

1.16

1.17

1.18

1.19

1.2

2

1.0201

1.0404

1.0609

1.0816

1.1025

1.1236

1.1449

1.1664

1.1881

1.21

1.2321

1.2544

1.2769

1.2996

1.3225

1.3456

1.3689

1.3924

1.4161

1.44

3

1.0303

1.0612

1.0927

1.1249

1.1576

1.191

1.225

1.2597

1.295

1.331

1.3676

1.4094

1.4429

1.4815

1.5209

1.5609

1.6016

1.643

1.6852

1.728

4

1.0406

1.0824

1.1255

1.1699

1.2155

1.2625

1.3108

1.3605

1.4116

1.4641

1.518

1.5735

1.6305

1.689

1.749

1.8106

1.8739

1.9388

2.0053

2.0736

5

1.051

1.1041

1.1593

1.2167

1.2763

1.3382

1.4026

1.4693

1.5386

1.6105

1.6851

1.7623

1.8424

1.9254

2.0114

2.1003

2.1924

2.2878

2.3864

2.4883

6

1.0615

1.1262

1.1941

1.2653

1.3401

1.4185

1.5007

1.5869

1.6771

1.7716

1.8704

1.9738

2.082

2.195

2.3131

2.4364

2.5652

2.6996

2.8398

2.986

7

1.0721

1.1487

1.2299

1.3159

1.4071

1.5036

1.6058

1.7138

1.828

1.9487

2.0762

2.2107

2.3526

2.5023

2.66

2.8262

3.0012

3.1855

3.3793

3.5832

8

1.0829

1.1717

1.2668

1.3686

1.4775

1.5938

1.7182

1.8509

1.9926

2.1436

2.3045

2.476

2.6584

2.8526

3.059

3.2784

3.5115

3.7589

4.0214

4.2998

9

1.0937

1.1951

1.3048

1.4233

1.5513

1.6895

1.8385

1.999

2.1719

2.3579

2.558

2.7731

3.004

3.2519

3.5179

3.803

4.1084

4.4355

4.7854

5.1598

10

1.1046

1.219

1.3439

1.4802

1.6289

1.7908

1.9672

2.1589

2.3674

2.5937

2.8394

3.1058

3.3946

3.7072

4.0456

4.4114

4.8068

5.2338

5.6947

6.1917

11

1.1157

1.2434

1.3842

1.5395

1.7103

1.8983

2.1049

2.3316

2.5804

2.8531

3.1518

3.4785

3.8359

4.2262

4.6524

5.1173

5.624

6.1759

6.7767

7.4301

12

1.1268

1.2682

1.4258

1.601

1.7959

2.0122

2.2522

2.5182

2.8127

3.1384

3.4985

3.896

4.3345

4.8179

5.3503

5.936

6.5801

7.2876

8.0642

8.9161

13

1.1381

1.2936

1.4685

1.6651

1.8856

2.1329

2.4098

2.7196

3.0658

3.4523

3.8833

4.3635

4.898

5.4924

6.1528

6.8858

7.6987

8.5994

9.5964

10.699

14

1.1495

1.3195

1.5126

1.7317

1.9799

2.2609

2.5785

2.9372

3.3417

3.7975

4.3104

4.8871

5.5348

6.2613

7.0757

7.9875

9.0075

10.147

11.42

12.839

15

1.161

1.3459

1.558

1.8009

2.0789

2.3966

2.759

3.1722

3.6425

4.1772

4.7846

5.4736

6.2543

7.1379

8.1371

9.2655

10.539

11.974

13.589

15.407

16

1.1726

1.3728

1.6047

1.873

2.1829

2.5404

2.9522

3.4259

3.9703

4.595

5.3109

6.1304

7.0673

8.1372

9.3576

10.748

12.33

14.129

16.172

18.488

17

1.1843

1.4002

1.6528

1.9479

2.292

2.6928

3.1588

3.7

4.3276

5.0545

5.8951

6.866

7.9861

9.2765

10.761

12.468

14.427

16.672

19.244

22.186

18

1.1961

1.4282

1.7024

2.0258

2.4066

2.8543

3.3799

3.996

4.7171

5.5599

6.5436

7.69

9.0243

10.575

12.375

14.463

16.879

19.673

22.901

26.623

19

1.2081

1.4568

1.7535

2.1068

2.527

3.0256

3.6165

4.3157

5.1417

6.1159

7.2633

8.6128

10.197

12.056

14.232

16.777

19.748

23.214

27.252

31.948

20

1.2202

1.4859

1.8061

2.1911

2.6533

3.2071

3.8697

4.661

5.6044

6.7275

8.0623

9.6463

11.523

13.743

16.367

19.461

23.106

27.393

32.429

38.338

21

1.2324

1.5157

1.8603

2.2788

2.786

3.3996

4.1406

5.0338

6.1088

7.4002

8.9492

10.804

13.021

15.668

18.822

22.574

27.034

32.324

38.591

46.005

22

1.2447

1.546

1.9161

2.3699

2.9253

3.6035

4.4304

5.4365

6.6586

8.1403

9.9336

12.1

14.714

17.861

21.645

26.186

31.629

38.142

45.923

55.206

23

1.2572

1.5769

1.9736

2.4647

3.0715

3.8197

4.7405

5.8715

7.2579

8.9543

11.026

13.552

16.626

20.362

24.891

30.376

37.006

45.008

54.648

66.247

24

1.2697

1.6084

2.0328

2.5633

3.2251

4.0489

5.0724

6.3412

7.9111

9.8497

12.239

15.179

18.788

23.212

28.625

35.236

43.297

53.109

65.032

79.497

25

1.2824

1.6406

2.0938

2.6658

3.3864

4.2919

5.4274

6.8485

8.6231

10.835

13.586

17

21.231

26.462

32.919

40.874

50.658

62.669

77.388

95.396

26

1.2953

1.6734

2.1566

2.7725

3.5557

4.5494

5.8074

7.3964

9.3992

11.918

15.08

19.04

23.991

30.167

37.857

47.414

59.27

73.949

92.092

114.48

27

1.3082

1.7069

2.2213

2.8834

3.7335

4.8223

6.2139

7.9881

10.245

13.11

16.738

21.325

27.109

34.39

34.535

55

69.345

87.26

109.56

137.37

28

1.3213

1.741

2.2879

2.9987

3.9201

5.1117

6.6488

8.6271

11.167

14.421

18.58

23.884

30.634

39.204

50.066

63.8

81.134

102.97

130.41

164.84

29

1.3345

1.7758

2.3566

3.1187

4.1161

5.4184

7.1143

9.3173

12.172

15.863

20.624

26.75

34.617

44.693

57.575

74.009

94.927

121.5

155.19

197.81

30

1.3478

1.8114

2.4273

3.2434

4.3219

5.7435

7.6123

10.063

13.268

17.449

22.892

29.96

39.116

50.95

66.212

85.85

111.06

143.37

184.67

237.38

35

1.4166

1.9999

2.8139

3.9461

5.516

7.6861

10.676

14.785

20.414

28.102

38.575

52.8

72.068

98.1

133.18

180.31

243.56

327.99

440.7

590.67

40

1.4889

2.208

3.262

4.801

7.04

10.286

14.974

21.725

31.409

45.259

65.001

93.051

132.78

188.88

267.86

378.72

533.86

750.38

1,051.6

1,469.8

45

1.5648

2.4379

3.7816

5.8412

8.985

13.765

21.002

31.92

48.327

72.891

109.53

163.99

244.64

363.68

538.77

795.44

1,170.5

1,716.7

2,509.6

3,657.3

50

1.6446

2.6916

4.3839

7.1067

11.467

18.42

29.457

46.902

74.358

117.39

184.56

289

450.74

700.23

1,083.7

1,670.7

2,566.2

3,927.4

5,988.9

9,100.4

60

1.8167

3.281

5.8916

10.52

18.679

32.988

57.946

101.26

176.03

304.48

524.06

897.6

1,530.1

2,595.9

4,384

7,370.2

12,335

20,555

34,105

56,347

 

 

0% 금리 때 단일금액 1원의 미래가치

 

기간수 0.01% 0.05% 0.10% 0.15% 0.20% 0.25% 0.30% 0.35% 0.40% 0.45% 0.50% 0.55% 0.60% 0.65% 0.70% 0.75% 0.80% 0.85% 0.90% 0.95%
(n)
1 1.0001 1.0005 1.001 1.0015 1.002 1.0025 1.003 1.0035 1.004 1.0045 1.005 1.0055 1.006 1.0065 1.007 1.0075 1.008 1.0085 1.009 1.0095
2 1.00020001 1.00100025 1.002001 1.0030023 1.004004 1.0050063 1.006009 1.0070123 1.008016 1.0090203 1.010025 1.0110303 1.012036 1.0130423 1.014049 1.0150563 1.016064 1.0170723 1.018081 1.0190903
3 1.00030003 1.00150075 1.003003 1.0045068 1.006012 1.0075188 1.009027 1.0105368 1.0120481 1.0135608 1.0150751 1.0165909 1.0181082 1.019627 1.0211473 1.0226692 1.0241925 1.0257174 1.0272437 1.0287716
4 1.00040006 1.0020015 1.004006 1.0060135 1.008024 1.0100376 1.0120541 1.0140737 1.0160963 1.0181219 1.0201505 1.0221822 1.0242169 1.0262546 1.0282954 1.0303392 1.0323861 1.034436 1.0364889 1.0385449
5 1.0005001 1.0025025 1.00501001 1.0075225 1.0100401 1.0125627 1.0150903 1.0176229 1.0201606 1.0227034 1.0252513 1.0278042 1.0303622 1.0329253 1.0354934 1.0380667 1.0406451 1.0432287 1.0458173 1.0484111
6 1.00060015 1.00300375 1.00601502 1.0090338 1.0120602 1.0150941 1.0181355 1.0211846 1.0242413 1.0273056 1.0303775 1.0334571 1.0365443 1.0396393 1.0427419 1.0458522 1.0489703 1.0520961 1.0552297 1.058371
7 1.00070021 1.00350525 1.00702104 1.0105474 1.0140843 1.0176318 1.0211899 1.0247588 1.0283382 1.0319285 1.0355294 1.0391411 1.0427636 1.0463969 1.0500411 1.0536961 1.0573621 1.0610389 1.0647267 1.0684255
8 1.00080028 1.00400701 1.00802806 1.0120632 1.0161124 1.0201759 1.0242535 1.0283454 1.0324516 1.0365721 1.040707 1.0448564 1.0490202 1.0531985 1.0573914 1.0615988 1.065821 1.0700578 1.0743093 1.0785756
9 1.00090036 1.00450901 1.00903608 1.0135813 1.0181447 1.0227263 1.0273263 1.0319446 1.0365814 1.0412367 1.0459106 1.0506031 1.0553143 1.0600443 1.0647931 1.0695608 1.0743475 1.0791532 1.0839781 1.0888221
10 1.00100045 1.00501127 1.01004512 1.0151017 1.020181 1.0252831 1.0304083 1.0355564 1.0407277 1.0459223 1.0511401 1.0563814 1.0616462 1.0669346 1.0722467 1.0775825 1.0829423 1.0883261 1.0937339 1.0991659
11 1.00110055 1.00551377 1.01105517 1.0166243 1.0222213 1.0278463 1.0334995 1.0391809 1.0448906 1.0506289 1.0563958 1.0621915 1.0680161 1.0738697 1.0797524 1.0856644 1.0916058 1.0975768 1.1035775 1.1096079
12 1.00120066 1.00601653 1.01206622 1.0181492 1.0242658 1.030416 1.0366 1.042818 1.0490702 1.0553568 1.0616778 1.0680336 1.0744242 1.0808498 1.0873107 1.0938069 1.1003387 1.1069062 1.1135097 1.1201492
13 1.00130078 1.00651954 1.01307829 1.0196765 1.0263143 1.032992 1.0397098 1.0464679 1.0532665 1.0601059 1.0669862 1.0739077 1.0808707 1.0878753 1.0949218 1.1020104 1.1091414 1.1163149 1.1235313 1.1307906
14 1.00140091 1.0070228 1.01409137 1.021206 1.0283669 1.0355745 1.0428289 1.0501305 1.0574796 1.0648763 1.0723211 1.0798142 1.0873559 1.0949465 1.1025863 1.1102755 1.1180145 1.1258036 1.133643 1.1415331
15 1.00150105 1.00752631 1.01510546 1.0227378 1.0304237 1.0381634 1.0459574 1.053806 1.0617095 1.0696683 1.0776827 1.0857532 1.0938801 1.1020637 1.1103044 1.1186026 1.1269587 1.1353729 1.1438458 1.1523777
16 1.0016012 1.00803007 1.01612056 1.0242719 1.0324845 1.0407588 1.0490953 1.0574943 1.0659563 1.0744818 1.0830712 1.0917249 1.1004434 1.1092271 1.1180765 1.1269921 1.1359743 1.1450236 1.1541404 1.1633253
17 1.00170136 1.00853409 1.01713668 1.0258083 1.0345495 1.0433607 1.0522426 1.0611955 1.0702201 1.079317 1.0884865 1.0977293 1.107046 1.1164371 1.1259031 1.1354446 1.1450621 1.1547563 1.1645277 1.1743769
18 1.00180153 1.00903835 1.01815382 1.027347 1.0366186 1.0459691 1.0553993 1.0649097 1.074501 1.0841739 1.0939289 1.1037669 1.1136883 1.1236939 1.1337844 1.1439604 1.1542226 1.1645717 1.1750085 1.1855335
19 1.00190171 1.00954287 1.01917197 1.028888 1.0386918 1.048584 1.0585655 1.0686369 1.078799 1.0890527 1.0993986 1.1098376 1.1203704 1.1309979 1.1417209 1.1525401 1.1634564 1.1744706 1.1855835 1.196796
20 1.0020019 1.01004764 1.02019114 1.0304314 1.0407692 1.0512055 1.0617412 1.0723771 1.0831142 1.0939534 1.1048956 1.1159417 1.1270926 1.1383494 1.1497129 1.1611841 1.172764 1.1844536 1.1962538 1.2081656
21 1.0021021 1.01055267 1.02121134 1.031977 1.0428507 1.0538335 1.0649264 1.0761304 1.0874467 1.0988762 1.1104201 1.1220794 1.1338552 1.1457487 1.1577609 1.169893 1.1821462 1.1945215 1.2070201 1.2196432
22 1.00220231 1.01105794 1.02223255 1.033525 1.0449364 1.0564681 1.0681212 1.0798969 1.0917965 1.1038211 1.1159722 1.1282508 1.1406583 1.153196 1.1658652 1.1786672 1.1916033 1.2046749 1.2178832 1.2312298
23 1.00230253 1.01156347 1.02325478 1.0350753 1.0470263 1.0591093 1.0713255 1.0836765 1.0961636 1.1087883 1.121552 1.1344562 1.1475023 1.1606918 1.1740263 1.1875072 1.2011362 1.2149146 1.2288442 1.2429265
24 1.00240276 1.01206925 1.02427803 1.0366279 1.0491204 1.061757 1.0745395 1.0874694 1.1005483 1.1137779 1.1271598 1.1406957 1.1543873 1.1682363 1.1822445 1.1964135 1.2107452 1.2252414 1.2399038 1.2547343
25 1.002503 1.01257529 1.02530231 1.0381828 1.0512186 1.0644114 1.0777631 1.0912755 1.1049505 1.1187899 1.1327956 1.1469695 1.1613136 1.1758298 1.1905202 1.2053866 1.2204312 1.2356559 1.2510629 1.2666542
26 1.00260325 1.01308158 1.02632762 1.0397401 1.053321 1.0670725 1.0809964 1.095095 1.1093703 1.1238244 1.1384596 1.1532778 1.1682815 1.1834727 1.1988538 1.214427 1.2301947 1.246159 1.2623225 1.2786875
27 1.00270351 1.01358812 1.02735394 1.0412997 1.0554277 1.0697401 1.0842394 1.0989278 1.1138078 1.1288816 1.1441519 1.1596209 1.1752912 1.1911653 1.2072458 1.2235352 1.2400362 1.2567514 1.2736834 1.290835
28 1.00280378 1.01409491 1.0283813 1.0428617 1.0575385 1.0724145 1.0874921 1.1027741 1.118263 1.1339616 1.1498726 1.1659988 1.1823429 1.1989079 1.2156965 1.2327117 1.2499565 1.2674338 1.2851465 1.3030979
29 1.00290406 1.01460196 1.02940968 1.044426 1.0596536 1.0750955 1.0907546 1.1066338 1.1227361 1.1390644 1.155622 1.1724118 1.189437 1.2067008 1.2242064 1.2419571 1.2599562 1.2782069 1.2967129 1.3154774
30 1.00300435 1.01510926 1.03043909 1.0459926 1.0617729 1.0777833 1.0940269 1.110507 1.127227 1.1441902 1.1614001 1.17886 1.1965736 1.2145443 1.2327758 1.2512718 1.2700358 1.2890717 1.3083833 1.3279744
35 1.00350596 1.01764957 1.0356016 1.0538611 1.0724332 1.0913231 1.110536 1.1300774 1.1499526 1.1701672 1.1907269 1.2116373 1.2329042 1.2545335 1.2765313 1.2989036 1.3216566 1.3447966 1.3683299 1.3922631
40 1.00400781 1.02019624 1.04078997 1.0617888 1.0832005 1.105033 1.1272943 1.1499927 1.1731364 1.196734 1.2207942 1.2453258 1.2703378 1.2958394 1.3218398 1.3483486 1.3753755 1.4029303 1.4310231 1.4596641
45 1.00450991 1.02274928 1.04600434 1.0697762 1.0940759 1.1189152 1.1443055 1.1702589 1.1967876 1.223904 1.2516208 1.2799511 1.308908 1.3385052 1.3687564 1.3996758 1.4312778 1.4635771 1.4965888 1.5303281
50 1.00501227 1.02530871 1.05124483 1.0778236 1.1050606 1.1329717 1.1615734 1.1908823 1.2209156 1.2516908 1.2832258 1.3155391 1.3486493 1.3825758 1.4173383 1.4529569 1.4894523 1.5268456 1.5651585 1.604413
60 1.00601773 1.03044681 1.06180471 1.0941005 1.1273617 1.1616168 1.1968948 1.2332258 1.2706407 1.3091713 1.3488502 1.389711 1.4317884 1.475118 1.5197363 1.565681 1.6129909 1.6617059 1.7118668 1.763516

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